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Trust Planning with Life Insurance and Long Term Care Riders

Clients are increasingly concerned with having enough funds accessible should long-term care needs arise later in life. The life insurance industry has responded to this by broadening the reach of traditional products. A new type of “hybrid” life insurance, which merges death benefit protection and a flexible, guaranteed premium schedule, along with a long-term care […]

John Hancock Introduces a Whole New Approach to Life Insurance in the U.S. That Rewards Customers for Healthy Living

John Hancock enters exclusive partnership with Vitality to integrate life insurance with a comprehensive healthy living program for U.S. consumers New products offer potential for savings on annual premiums, as well as discounts and rewards from leading retailers to encourage policyholders to take small steps to improve their health New policyholders will receive a free […]

Lincoln Financial Group Honors Former Owner, President Of The Smith Companies With Its ‘American Award’

Lincoln Financial Distributors (LFD), the wholesale distribution subsidiary of Lincoln Financial Group (NYSE:LNC), recently honored the late Charles T. Smith III with its “American Award” for his outstanding reputation in business and the greater community. Smith was former owner and president of the Smith Companies, LTD., and founding member and two-time president of Capitas Financial. […]

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The Smith Companies, Ltd. is a Boston-based firm known for sophisticated advanced planning solutions that properly integrate life insurance into an overall estate plan.

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