Tim Smith Presidenttimothy.firstname.lastname@example.org
Tim Smith started working with the Charles T. Smith Insurance Company – a partner firm of Capitas Financial – in the summer of 1985. He has held various internal positions with the company over the past 25-plus years including Marketing, Field Underwriting, and Case Design for National Accounts and Independent producers.
From 1987-1998 he held a position as Sales Vice President/Associate General Agent where he worked with Merrill Lynch, Smith Barney, and A.G. Edwards Advisors. He also worked with property and casualty firms to develop strategies to market life insurance to business owners.
Since 1999, Tim has focused on marketing life insurance to large independent producers using a variety of insurance and financial strategies, such as business continuation planning, estate planning, and planning for non-resident citizens holding U.S. assets
Issac VargheseDirector of Marketingissac.email@example.com
Issac Varghese joined Smith Companies, a partner firm of Capitas Financial, as a Case Design Specialist in 2012. Issac was eventually promoted to the Case Design Manager in 2018 and is now the Director of Marketing as of 2021.
Issac has been involved in the financial services industry since 1996 experiencing distribution from the carrier, institutional, and intermediate perspectives.
Prior to joining Capitas he held various positions within several financial service companies. He has held positions with American General, SunTrust Bank Investment Services, Crump Insurance, SunTrust Insurance Services, Inc. and a regional CPA firm before joining the Smith Companies team.
Issac earned his Bachelor of Science degree in Organizational Management at the University of Michigan and received his Chartered Life Underwriter (CLU) designation from the American College. In his spare time he enjoys the outdoors, as well as, reading and experiencing the cultures of different countries.
Bob Barrett-Sweet Director of Operationsbob.firstname.lastname@example.org
Bob Barrett-Sweet is the Director of Operations for the Smith Companies, Ltd. He joined the Smith Companies in 2003 as a Case Designer and served as Director of Marketing in 2012 until 2018, when he took on the role of Director of Operations. He works closely with several departments of the company including Case Design, Case Management, Human Resources, Operations, Finance and Marketing.
He is also in charge of local compliance and technology for the Boston office.
Prior to the Smith Companies, he worked in Client Services at Allmerica Financial after college from 2000-2003.
He earned his Masters of Science in Financial Services (MSFS) from The American College in 2008. He also has designations of RHU, CLU, ChFC, and CASL from The American College as well as ACS, PSC and AAPA from LOMA.
He is married with one pet and lives in Boston, MA. He enjoys reading, film, and fine dining, as well as, traveling around the world as often as possible.
Wealth Planning Group
Damien Glennon Wealth Planning Directordamien.email@example.com
Damien joined Smith Companies and Capitas Financial since 2002.
Damien is a member of our advanced planning department which consists of Paul Stevenson and Gary Lee our estate planning attorneys.
Damien works with financial advisors, CPA’s and attorneys to help clients with their wealth transfer, business planning and charitable objectives. Damien holds a M.S. degree in Finance as well as a M.S. in Financial Planning from the McCallum Graduate School of Business and a B.A. in Finance from Bentley College
Damien resides with his wife Megan in North Andover, Massachusetts
Paul StevensonWealth Planning Attorneypaul.firstname.lastname@example.org
Paul is a member of the Advanced Planning Group (APG) at the Smith Companies, Ltd., The APG provides “value added” advanced planning support, technical expertise and related consulting services to life insurance professionals, financial planners, investment advisors, banks, investment firms, attorneys, CPAs and other financial services professionals.
The APG offers consulting services in the areas of income, gift and estate planning, charitable giving and legacy planning, business succession and business exit planning, retirement planning and planning for life style maintenance, life insurance planning, personal and financial risk management and other services involving the creation, conservation and perpetuation of family wealth. Paul has over 40 years consulting experience with primary emphasis on the tax and financial considerations affecting the creation, preservation and perpetuation of wealth.
Paul’s practice focus is on business exit planning, business succession, business valuations and business value enhancement, personal and financial risk management and gift and estate planning for business owners and high net worth individuals and their families.
Paul received an undergraduate degree (BA-Psychology) from the University of Minnesota in 1967, an law (JD) degree from William Mitchell College of Law in 1974, a Master of Law degree (LLM) in Taxation from New York University in 1980, a Master of Science in Financial Services degree (MSFS) from the American College in 1980, a Master of Science degree in Finance (Financial Analysis concentration) from the College for Financial Planning (CFFP) in 2009 and a Master of Science degree in Finance (Investment Management Concentration) from Golden Gate University (GGU) in 2012
Rick SchrageWealth Planning Case Designrick.email@example.com
Rick Schrage is a 30-plus year veteran in the insurance industry. He has working experience as a case designer, product specialist, and advanced sales consultant in both career and brokerage distribution channels. He has also served as an internal wholesaler directly for a life insurance carrier.
He joined Financial Advisory Associates, a partner firm of Capitas Financial, Inc., in July 2004 to build and manage their Case Design department. Financial Advisory Associates merged with The Smith Companies, Ltd in 2020 and Rick continues to support field personnel as a case designer. Given Rick’s tenure in the industry, he also works closely with our Advanced Planning Group.
Rick also uses his technical skills to help develop innovative sales and marketing tools for use by The Smith Companies and Capitas throughout the domestic footprint.
In addition to his life and health insurance licenses, Rick holds a Series 7 and 63 registrations. In his spare time, he and his wife enjoy scuba diving, mountain biking, and reading.