NEW: John Hancock SmartProtect Term with Vitality
NEW SmartProtect™ Term with Vitality — competitive premiums and a streamlined underwriting decision in as few as 2 days*!
- Quick, streamlined application (NB5213) and underwriting – No labs, paramed, or telephone interview!
- Highly competitive premiums for 10, 15, and 20-year durations
- Three underwriting classes: Super Elite, Elite, and Tobacco
- Maximum face amount of $1,000,000; Ages 20-60
- John Hancock Vitality Program benefits
- Premiums adjust annually based on engagement – decreasing premiums for Gold and Platinum members.
- Available to illustrate on JH Illustrator software or www.jhillustrator.com.
SmartProtect Term with Vitality is approved in roughly 30 states. Here is the list:
AZ, AR, CA, CO, DC, DE, FL, GA, ID, IL, IN, IA, KY, ME, MI, MS, NE, NV, OR, PA, RI, SC, SD, TN, TX, UT, VT, WV, WI, and WY.
SmartProtect Term with Vitality is also approved in the following National Accounts:
Baird
Janney
Raymond James
RBC
Wells Fargo